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You’re standing at the rental car counter at the airport when the agent looks at you and asks that age-old question: “Would you like the rental car insurance?”

Sweat starts forming at your brow. Doesn’t my regular car insurance cover me?

Am I just throwing money away? Can I phone a friend?

We’ve all been there. But don’t worry.

Do i need to buy rental car insurance if i have full coverage

I’m going to break down if you actually need rental car insurance, so next time you’re at that counter, you don’t have to sweat over your answer!

Do I Need Insurance to Rent a Car?

You do need insurance to rent a car.

But there’s a deeper question behind that question—which kind of insurance do you need to rent a car? That’ll depend on your situation.

It would be very unusual for anyone to need to buy extra insurance from a rental car company.
For most people, their personal auto insurance policy will take care of anything that might happen while they’re renting.
It’s smarter to keep your personal policy up to date and save